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| How High Deductible Plans Work Lower Premiums With high deductible plans, you’re keeping more of your money and taking responsibility for covering minor or routine health care expenses -- if they come up. The higher the deductible, the lower your premiums. Saver 80SM is our lowest premium plan. This plan provides coverage for hospital confinements, surgical procedures in or out of the hospital, and the more costly outpatient expenses, such as CAT scans and MRIs. Simple to use Golden Rule’s top-selling high deductible plan -- Plan 100® -- pays 100% of covered expenses once you meet your calendar-year deductible. Your benefits are not complicated with multiple copays or coinsurance. In most cases, service costs are reduced even prior to meeting your deductible giving you immediate benefits. Comprehensive Coverage Most companies we offer have anywhere from $2 million to $8 million lifetime maximum benefit per covered person. Up to adult and child preventive care or childhood immunizations available on many policies as well. Add optional benefits to increase coverage. Speak with an agent to learn more. |
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