How High Deductible Plans Work


Lower Premiums

With high deductible plans, you’re keeping more of your
money and taking responsibility for covering minor or routine
health care expenses -- if they come up. The higher the
deductible, the lower your premiums.

Saver 80SM is our lowest premium plan. This plan provides
coverage for hospital confinements, surgical procedures in
or out of the hospital, and the more costly outpatient
expenses, such as CAT scans and MRIs.

Simple to use

Golden Rule’s top-selling high deductible plan -- Plan 100® -- pays 100% of covered expenses
once you meet your calendar-year deductible. Your benefits are not complicated with multiple
copays or coinsurance.  In most cases, service costs are reduced even prior to meeting your
deductible giving you immediate benefits.

Comprehensive Coverage

Most companies we offer have anywhere from $2 million to $8 million lifetime maximum benefit
per covered person.  Up to adult and child preventive care or childhood immunizations available
on many policies as well.  Add optional benefits to increase coverage.  Speak with an
agent to
learn more.


Ken Johnson Insurance, Inc.
"Caring About Your Future"