Carolina Direct® & HSA Plans

Individual Health Plans for Adults and Kids

Carolina Direct offers coverage for both you and your kids-or you can purchase
coverage simply for your children. And, like all of our health care plans, our benefits
are based on a philosophy of wellness. We help your family stay healthy by giving
you easier access to doctors and by encouraging and promoting preventive care.

Carolina Direct plans include various levels of coverage with:  

A 12 month rate guarantee
Access to network and non-network providers
Adult & Family Plans:
Carolina Direct Adults 70/750
Carolina Direct Adults 70/1000
Carolina Direct Adults 70/1500
Carolina Direct Adults 70/3000
Carolina Direct Adults 80/750
Carolina Direct Adults 80/1000
Carolina Direct Adults 80/1500
Carolina Direct Adults 80/3000
Compare All Adult Plans

Kids Plans:
Carolina Direct Kids 90/0
Carolina Direct Kids 90/250
Carolina Direct Kids 90/500
Carolina Direct Kids 90/1000
Compare All Kids Plans

HSA Plans:
Single HSA Direct 100/2500
Family HSA Direct 100/5000
Compare Both HSA Plans

Rates:
July 1 - September 30, 2006
Effective Dates*

Applications:
Adult Application
Kids Application

Member Guides:
Adult Member Guides
Kids Member Guides
HSA Brochure
NEW FOR 2005! Prescription Drug Discount Card for new and existing plans without
prescription drug coverage.  Members can receive discounts on retail prescription
drugs with this card at participating pharmacy locations. Not for plans that include
prescription drug coverage.

Carolina Direct for You

Plans for adults, up to age 64, and families
Add dependent family members
Children, ages 1-22 can be the lone policy holder
Optional coverage for maternity services and prescription drugs

Carolina Direct for Kids

Plans for children, ages 1 to 22
Prescription drug coverage is standard on most kid’s plans.
*Effective date is the date the
policy starts. These rates will be
active for 12 months from the
policy’s effective date.
Now Offering
Medicare Supplement
Coverage!
To talk to a representative to determine which plan is right for
you, please call (803)  359-0872 or
email us for assistance.


                                 The mission of Carolina Care Plan® Inc. Is to deliver quality,
                                 accessible, affordable, user-friendly health care choices in
                                 South Carolina. Carolina Care Plan is one of the largest
                                 health maintenance organizations (HMOs) in South Carolina. Carolina
Care Plan Inc., formerly known as Physicians Health PlanSM Inc., was founded in 1984 as
Physicians Health Plan of South Carolina, Inc. The majority of members of the board of
directors are physicians.

The company's products feature wellness benefits such as well baby visits, all medically
appropriate immunizations, annual physicals, annual visual exams, and preventive
screening mammograms.

Members can seek services for medical care from any participating provider through our
direct-access HMO product, Carolina Access®. Our point-of-service (POS) products, Carolina
Added Access® and Carolina Connect®, add coverage for non-network providers. The
Carolina Connect product also adds supplemental providers from Physicians Care Network,
a subsidiary of the South Carolina Medical Association. Carolina HSASM high deductible
health plans are available for groups to pair with tax-deductible health savings accounts.

Carolina Care Plan also has health plans for individuals called Carolina Direct®.  These
plans are available for kids as well as adults and their dependents.

Carolina Care Plan provides group health coverage for several statewide associations,
including several chambers of commerce, the South Carolina Bar, South Carolina
Association of CPAs, South Carolina Homebuilders Association and the Low country
Manufacturers Council. And Carolina Care Plan was approved to be offered to South Carolina
Federal Employees beginning January 1, 2005.
Ken Johnson Insurance, Inc.
"Caring About Your Future"

Carolina Direct HSA Plans

Plans for adults and families.
12-month rate guarantee.
Access to network and non-network providers.
Prescription drug coverage.
Optional maternity coverage.
Tax-savings when paired and used with a health savings account.