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Carolina Direct® & HSA Plans
Individual Health Plans for Adults and Kids
Carolina Direct offers coverage for both you and your kids-or you can purchase coverage simply for your children. And, like all of our health care plans, our benefits are based on a philosophy of wellness. We help your family stay healthy by giving you easier access to doctors and by encouraging and promoting preventive care.
Carolina Direct plans include various levels of coverage with:
 | | A 12 month rate guarantee
|  | | Access to network and non-network providers | | | |
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Adult & Family Plans:
Kids Plans:
HSA Plans:
Rates:
Applications:
Member Guides:
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NEW FOR 2005! Prescription Drug Discount Card for new and existing plans without prescription drug coverage. Members can receive discounts on retail prescription drugs with this card at participating pharmacy locations. Not for plans that include prescription drug coverage.
Carolina Direct for You
 | | Plans for adults, up to age 64, and families
|  | | Add dependent family members
|  | | Children, ages 1-22 can be the lone policy holder
|  | | Optional coverage for maternity services and prescription drugs
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Carolina Direct for Kids
 | | Plans for children, ages 1 to 22
|  | | Prescription drug coverage is standard on most kid’s plans. | | | |
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*Effective date is the date the policy starts. These rates will be active for 12 months from the policy’s effective date.
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Now Offering Medicare Supplement Coverage!
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To talk to a representative to determine which plan is right for you, please call (803) 359-0872 or email us for assistance.
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The mission of Carolina Care Plan® Inc. Is to deliver quality,
accessible, affordable, user-friendly health care choices in
South Carolina. Carolina Care Plan is one of the largest
health maintenance organizations (HMOs) in South Carolina. Carolina
Care Plan Inc., formerly known as Physicians Health PlanSM Inc., was founded in 1984 as
Physicians Health Plan of South Carolina, Inc. The majority of members of the board of
directors are physicians.
The company's products feature wellness benefits such as well baby visits, all medically
appropriate immunizations, annual physicals, annual visual exams, and preventive
screening mammograms.
Members can seek services for medical care from any participating provider through our
direct-access HMO product, Carolina Access®. Our point-of-service (POS) products, Carolina
Added Access® and Carolina Connect®, add coverage for non-network providers. The
Carolina Connect product also adds supplemental providers from Physicians Care Network,
a subsidiary of the South Carolina Medical Association. Carolina HSASM high deductible
health plans are available for groups to pair with tax-deductible health savings accounts.
Carolina Care Plan also has health plans for individuals called Carolina Direct®. These
plans are available for kids as well as adults and their dependents.
Carolina Care Plan provides group health coverage for several statewide associations,
including several chambers of commerce, the South Carolina Bar, South Carolina
Association of CPAs, South Carolina Homebuilders Association and the Low country
Manufacturers Council. And Carolina Care Plan was approved to be offered to South Carolina
Federal Employees beginning January 1, 2005.

Ken Johnson Insurance, Inc.
"Caring About Your Future"
Carolina Direct HSA Plans
 | | Plans for adults and families.
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 | | 12-month rate guarantee.
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 | | Access to network and non-network providers.
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 | | Prescription drug coverage.
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 | | Optional maternity coverage.
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 | | Tax-savings when paired and used with a health savings account. |
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